Gorham Savings Bank

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We are committed to helping our customers and our local communities reach their goals. We offer:

• Full service lending at all Gorham Savings Bank locations
• A wide range of No-Fee loan programs
• Highly personalized service

Special Rates!
When you establish an electronic funds transfer from a Gorham Savings Bank account to make your loan payments, you will receive .25% off all auto, boat, RV, snowmobile, personal and monthly second mortgage loan rates in effect at the time.

Credit Cards
Home Equity Lines of Credit
Home Equity Loans
Auto/Boat/RV/Snowmobile Loans
Collateral Loans
Personal Loans
Overdraft Line Of Credit
Frequently Asked Questions (FAQ's)

Credit Cards

We are pleased to offer Gorham Savings Bank customers our Classic or Gold Visa^® card for personal use.

Online account access is available to view balance information, transaction history and to make payments-all in one place. Just LOGIN below and you're there.

With a great rate and 24/7 customer service, you can't afford to be without it! Pick up an application at any one of our convenient locations today.

Credit Card Customer Service:

Via telephone, 24/7:	1-800-299-9842
Online account access:	LOGIN HERE
Payment address:	Certegy P.O. Box 30131 Tampa, Fl 33630-3131

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Home Equity Lines of Credit

Sometimes the best solution to your financial needs is right at home! Our home equity lines of credit are available for primary residences, second homes and seasonal properties. Features include:

• Attractive rates and terms
• Flexible and convenient closed-end option
• Revolving Line of Credit
• May be tax deductible. Consult a tax advisor for details regarding the deductibility of interest.

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Home Equity Loans

Enjoy the security of a fixed rate, fixed payment loan that lets you plan your monthly budget.

• Maximize the equity in your home
• Fixed rates and variable terms
• May be tax deductible. Consult a tax advisor for details regarding the deductibility of interest.

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Auto Loans

Come see us at Gorham Savings Bank before you purchase your next car and get your fixed rate loan pre-approved.

• Finance new and used autos
• .25% off the applicable rate for automatic payments transferred from a Gorham Savings Bank account

 

Boat / RV / Snowmobiles

We have financing solutions for boats, RVs and snowmobiles.

• Finance new and used boats and RVs
• .25% off the applicable rate for automatic payments transferred from a Gorham Savings Bank account

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Collateral Loans

Borrow against your Certificate of Deposit (CD). This low-interest loan from Gorham Savings Bank is a smart way to leverage your own funds without depleting your savings. Quick and easy with various repayment options available.

• Pay low interest rates, while still earning interest on your savings
• Three different payment options are available

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Personal Loans

Talk to us about an unsecured loan to finance your vacation, a wedding, a motorcycle, a snowmobile — or any personal expense. Not intended for business uses.

• Fixed rate and term
• Quick turn-around time
• Life and disability insurance available for all qualified applicants

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Overdraft Line Of Credit

Avoid the cost and embarrassment of overdrawing your checking account with our Overdraft Protection. It offers the convenience of a pre-approved loan --- you can write checks for more than your available balance without worrying about overdrafts.

Gorham Savings Bank is a true community bank. We generally do not lend beyond the State of Maine.

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