* Rates are subject to change without notice and may change after account opening. Minimum credit line $10,000. No closing costs, but excludes additional expenses for unusual or extraordinary property appraisals or title issues. Property and hazard insurance required, plus flood insurance if applicable. Penalty for early termination. Other restrictions may apply. Offer of credit is subject to approval. Maximum APR is 18.00%. Excludes non-owner occupied properties.