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Personal Rates

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Rates

  • Mortgages

    For today's featured rates, please visit our Mortgage Center.

  • Home Equity Loan Special


    Term Rate APR
    5 Years* 2.875% 2.96%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice.

    *For example, a loan in the amount of $10,000, would have a monthly payment of $179.15. The monthly payment amount shown includes principal and interest. Taxes, property insurance, flood insurance and mortgage insurance (as applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required.

  • Certificate of Deposit (CD)

    Term Annual Percentage Yield (APY)*
    $500 Minimum Deposit
    91 Day CD 0.15%
    6 Month CD 0.20%
    12 Month CD 0.30%
    18 Month CD 0.35%
    24 Month CD 0.50%
    36 Month CD 0.75%
    48 Month CD 0.80%
    60 Month CD 1.25%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice.

    * The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. A penalty may be applied for early withdrawals. The minimum average daily balance to open and obtain the APY is $500.00.

  • Individual Retirement Account (IRA)

    Term Annual Percentage Yield (APY)*
    $500 Minimum Deposit
    6 Month IRA 0.20%
    12 Month IRA 0.30%
    18 Month IRA 0.35%
    24 Month IRA 0.50%
    36 Month IRA 0.75%
    48 Month IRA 0.80%
    60 Month IRA 1.25%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice.

    * The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. A penalty may be applied for early withdrawals. The minimum average daily balance to open and obtain the APY is $500.00.

  • 18 Month Hassle Free-Tiered CD


    Average Daily Balance Annual Percentage Yield (APY)
    $75,000.00 or more
    0.20%
    $25,000.00 - $74,999.99 0.10%
    $500.00 - $24,999.99 0.05%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum average daily balance to obtain APY is $500.00. The Annual Percentage Yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Fees may also reduce earnings. A penalty may be applied for early withdrawals.

  • Online Savings


    Annual Percentage Yield (APY)
    0.15%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $1.00 is required to open this account. The minimum average daily balance to obtain APY is $25.00. Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle. Excessive transactions may result in additional fees and/or closure of the account. Enrollment in Online Banking and eStatements is required; otherwise the Annual Percentage Yield may decrease to 0.10% with an Interest Rate of 0.10%.

  • Statement Savings


    Annual Percentage Yield (APY)
    0.10%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $1.00 is required to open this account. The minimum average daily balance to obtain APY is $25.00. Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle. Excessive transactions may result in additional fees and/or closure of the account.

  • Grow&Go SavingsSM


    Average Daily Balance Annual Percentage Yield (APY)
    $75,000 or more 0.25%
    $50,000 - $74,999.99 0.15%
    $25,000 - $49,999.99 0.10%
    $10,000 - $24,999.99 0.10%
    $25.00 - $9,999.99 0.05%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $10,000 is required to open this account. The minimum average daily balance to obtain APY is $25.00. Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle. Excessive transactions may result in additional fees and/or closure of the account.

  • Champion Checking


    High Tier (with one ACH deposit that posts and clears per statement cycle)
    Annual Percentage Yield (APY)
    Over $500,000.00 0.20%
    $100,000.00 - $500,000
    0.75%
    $50,000.00 - $99,999.99 0.40%
    $10,000.00 - $49,999.99 0.20%
    $25.00 - $9,999.99 0.05%
    Low Tier (without an ACH deposit that posts and clears per statement cycle)
    Over $500,000.00 0.05%
    $100,000.00 - $500,000.00 0.05%
    $50,000.00 - $99,999.99 0.05%
    $10,000.00 - $49,999.99 0.05%
    $25.00 - $9,999.99 0.01%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $1.00 required to open and the minimum average daily balance to earn APY is $25.00. Any fees could reduce earnings.

  • Make Cents Checking


    High Tier (10 or more POS debit
    transactions that post and clear per statement cycle)
    Annual Percentage Yield (APY)
    $10,000.00 or more 0.20%
    $25.00 - $9,999.99 0.10%
    Low Tier (less than 10 POS debit
    transactions that post and clear per statement cycle)


    $10,000.00 or more 0.05%
    $25.00 - $9,999.99 0.01%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $1.00 required to open and the minimum average daily balance to earn APY is $25.00. Paper Statement Fee is $5.00. However, this fee may be waived if eStatements are selected instead of paper statements. Any fees could reduce earnings.

  • Progressive Checking


    Average Daily Balance Annual Percentage Yield (APY)
    $50,000.00 or more 0.10%
    $25,000.00 - $49,999.99 0.05%
    $10,000.00 - $24,999.99 0.05%
    $2,500.00 - $9,999.99 0.01%
    $0.00 - $2,499.99
    0.00%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. A minimum deposit of $1.00 required to open and a required minimum average daily balance to earn APY is $2,500.00. A minimum average daily balance of $2,500.00 is required to avoid a monthly maintenance service charge of $10.00. Any fees could reduce earnings. Retail customers only.

  • eEssential Checking


    Annual Percentage Yield (APY) 0.05%


    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. Minimum deposit of $1.00 required to open and a required minimum average daily balance to earn APY is $25.00. Failure to sign up for eStatements within the first 30 days after account opening may result in a $25.00 monthly maintenance service charge for every month the paper statements are printed and mailed. Any fees could reduce earnings. No paper checks permitted.

  • Money Market Checking


    Average Daily Balance Annual Percentage Yield (APY)
    $50,000.00 or more 0.15%
    $25,000.00 - $49,999.99 0.10%
    $10,000.00 - $24,999.99 0.10%
    $5,000.00 - $9,999.99 0.05%
    $25.00 - $4,999.99
    0.01%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. A minimum deposit of $1.00 required to open. Average daily balance to obtain APY is $25.00. Minimum average daily balance to avoid a $6.00 monthly maintenance service charge is $500.00. Account limited to six preauthorized transfers per statement cycle. Any fees could reduce earnings.

  • Health Savings Account (HSA Checking)


    Annual Percentage Yield (APY)
    0.50%

    Effective as of Thursday, April 24, 2014.

    Rates are subject to change without notice and may change after account opening. No opening deposit is required; however account must be funded within 90 days of opening. The minimum average daily balance to obtain APY is $25.00. Must be enrolled in a high deductible health plan to qualify. Any fees could reduce earnings.

  • Consumer Loans

    Please contact us for more information and specific rates and terms for the following: Auto Loans, Collateral Loans, Overdraft Line of Credit, Home Equity Loans, and Personal Loans.

Did you know...

Our eEssential CheckingSM account is completely online AND reimburses your ATM fees. Open an account today!

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