Rates

Savings

 

CDs & IRAs

 

Term

Annual Percentage
Yield (APY)

Minimum Deposit
to Open

91 day
(IRA not available)
0.15% $500.00
6 month  0.20% $500.00
 12 month  0.40% $500.00
18 month  0.45% $500.00
24 month 0.60% $500.00
36 month  0.75% $500.00
48 month  0.75% $500.00
60 month  1.15% $500.00

 

Effective as of July 26, 2017

OPEN A cd NOW
IRAs not available to open online. 
Only the 12 month CD is available to open online.

Rates are subject to change without notice. Minimum deposit to open and minimum average daily balance to obtain Annual Percentage Yield is $500.00. 

The Annual Percentage Yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. A penalty may be applied for early withdrawals.
If any of the principal is withdrawn before the maturity date, federal law may require that a penalty be imposed equal to at least seven (7) days' simple interest.
For variable rate accounts, this penalty will be calculated using the rate in effect at the time of the withdrawal.


  

18 Month Hassle Free Tiered CD

 

Average Daily Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$75,000 or more
0.20% $500.00
$25,000 - $74.999.99 0.10% $500.00
$500.00 - $24,999.99 0.05% $500.00

  

Effective as of July 26, 2017

Rates are subject to change without notice. Minimum deposit to open and minimum average daily balance to obtain Annual Percentage Yield is $500.00.
The Annual Percentage Yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. There is no bank penalty for early closure during the initial term.
However, if any of the principal is withdrawn before the maturity date, federal law may require that a penalty be imposed equal to seven (7) days' simple interest.
For variable rate accounts, this penalty will be calculated using the rate in effect at the time of the withdrawal.


  

Online Savings

 

Average Daily
Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$25.00 0.15% $1.00

 

Effective as of July 26, 2017

OPEN NOW

Rates are subject to change without notice and may change after account opening. Minimum deposit to open is $1.00 and minimum average daily balance to obtain Annual Percentage Yield is $25.00.
Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle.
Excessive transactions may result in additional fees and/or closure of the account.
Enrollment in Online Banking and eStatements is required.

 

 

Statement Savings

 

Average Daily
Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$25.00 0.10% $1.00

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening. Minimum deposit to open is $1.00 and minimum average daily balance to obtain Annual Percentage Yield is $25.00.
Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle.
Excessive transactions may result in additional fees and/or closure of the account. 

 

  

Grow&Go Savings

 

Average Daily
Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$75,000 or more
0.25% $10,000
$50,000 - $74.999.99 0.15% $10,000
$25,000 - $49,999.99 0.10% $10,000
$10,000 - $24,999.99 0.10% $10,000
$25.00 - $9,999.99 0.05% $10,000

  

Effective as of July 26, 2017

  Rates are subject to change without notice and may change after account opening. Minimum deposit to open is $10,000 and the minimum average daily balance to obtain Annual Percentage Yield is $25.00.
Six preauthorized transfers are permitted per month if you receive your statements quarterly. However if you receive a monthly statement, six preauthorized transactions are permitted per statement cycle.
Excessive transactions may result in additional fees and/or closure of the account.

 


 

Checking

  

Make Cents Checking

  

Average Daily
Balance
 

Annual Percentage
Yield (APY)

Minimum Deposit
to Open

 High Tier: 10 or more POS debit transactions
that post and clear per statement cycle
 

$10,000 or more 0.20% $1.00
$25 - $9,999.99 0.10% $1.00

Low Tier: less than 10 POS debit transactions
that post and clear per statement cycle

$10,000 or more 0.05% $1.00
$25 - $9,999.99 0.01% $1.00

  

Effective as of July 26, 2017

 Open An Account Online Now

View Account details

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open is $1.00 and minimum average daily balance to earn Annual Percentage Yield is $25.00.
Paper Statement Fee is $5.00. However, this fee may be waived if eStatements are selected instead of paper statements. Any fees could reduce earnings.

 

  

Champion Checking

 

Average Daily
Balance
 

Annual Percentage
Yield (APY)

Minimum Deposit
to Open

 High Tier: with one ACH deposit that
posts and clears per statement cycle
 

Over 1,000,000 0.20% $1.00
$250,000-1,000,000 1.00% $1.00
$100,000 - $249,999.99 0.75% $1.00
$50,000 - $99,999.99 0.40% $1.00
$10,000 - $49,999.99 0.20% $1.00
$25 - $9,999.99 0.05% $1.00

Low Tier: without an ACH deposit that
posts and clears per statement cycle

Over $1,000,000 0.05% $1.00
$250,000 - $1,000,000 0.05% $1.00
$100,000 - $249,999.99 0.05% $1.00
$50,000 - $99,999.99  0.05% $1.00
$10,000 - $49,999.99 0.05% $1.00
$25 - $9,999.99 0.01% $1.00

 

Effective as of July 26, 2017

Open An Account Online Now

view account details

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open is $1.00 and minimum average daily balance to earn Annual Percentage Yield is $25.00.
Any fees could reduce earnings.


 

Health Savings Account (HSA Checking)

Save for qualified medical expenses for you and your family.

 

Average Daily
Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$25.00 0.25% N/A

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
No opening deposit is required; however account must be funded within 90 days of opening.
Paper statement fee is $5.00 per month. However, may be waived if eStatements are selected instead of paper statements.
The minimum average daily balance to obtain Annual Percentage Yield is $25.00.
Must be enrolled in a high deductible health plan to qualify. Any fees could reduce earnings.

 

Money Market

 

Average Daily 
Balance

Annual Percentage 
Yield (APY) 

Rate

$50,000 or more 0.15% 0.15%
$25,000-$49,999.99 0.10% 0.10%
$10,000-24,999.99 0.10% 0.10%
$5,000-$9,999.99 0.05% 0.05%
$25-$4,999.99 0.01% 0.01%

 

Effective as of July 26, 2017

 

Rates are subject to change without notice and may change after account opening. 
Minimum deposit to open is $1.00 and minimum average daily balance to earn Annual Percentage Yield is $25.00. 
Any fees could reduce earnings.

 

CHAMPION MONEY MARKET

 

AVERAGE DAILY 
BALANCE

ANNUAL PERCENTAGE 
YIELD (APY) 

RATE

$100,000 or more 0.45% 0.45%
$50,000-$99,999.99 0.30% 0.30%
$25,000-49,999.99 0.20% 0.20%
$10,000-$24,999.99 0.10% 0.10%
$25-$9,999.99 0.05% 0.05%

 

Effective as of July 26, 2017

 

 

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open is $1.00 and minimum average daily balance to earn Annual Percentage Yield is $25.00.
Monthly maintenance service charge is $8.00.
Minimum average daily balance to avoid a monthly maintenance service charge is $5,000.00.
Six preauthorized transfers are permitted per statement cycle.
Excessive transactions may result in conversion to a transaction account or account closure. Any fees could reduce earnings.

 

 


Loans

   

Home Equity Line of Credit

No Application Fee | No Closing Costs

 

Term

Annual Percentage
Rate (APR)

Minimum Loan
Amount

Revolving Line
of Credit
4.00% $10,000

 

Effective as of July 26, 2017

APPLICATION

Rates are subject to change without notice and may change after account opening.
Minimum credit line $10,000. No closing costs, but property and hazard insurance required, plus flood insurance if applicable.
Excludes expenses for unusual or extraordinary property appraisals or title issues. Penalty for early termination.
Other restrictions may apply. Offer of credit is subject to approval. Maximum APR is 18.00%.


  

Mortgages

 

For today's featured rates and to begin the application process please visit our online Mortgage Center.

MORTGAGE CENTER

  


Business

 

Business Money Market - Indexed

 

Average Daily
Balance
 

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$1,000 1.01% $1.00

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open account is $1.00. The interest rate is based on the current 13-Week U.S. Treasury Bill Auction Rate adjusted weekly
(this is printed in the "Money Rates" section of the Wall Street Journal). The minimum average daily balance to obtain Annual Percentage Yield is $1,000.00.
Monthly maintenance service charge is $25.00. By Federal Regulation, six preauthorized transfers are permitted per statement cycle.
Conversion to a transaction account or account closure may be required if transaction limitations are violated.
A service charge of $25.00 will be assessed per each debit item that exceeds 6 in a statement period.
A $150.00 service charge will be assessed if the account is closed within 6 months of opening. Fees may reduce earnings on the account.

 

 

Business Money Market - Tiered

 

Average Daily Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$50,000 or more 0.15% $1.00
$25,000 - $49,999.99 0.10% $1.00
$10,000 - $24,999.99 0.10% $1.00
$5,000 - $9,999.99 0.05% $1.00
$25 - $4,999.99 0.01% $1.00

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open account is $1.00 and minimum average daily balance to obtain Annual Percentage Yield is $25.00.
By Federal Regulation, six preauthorized transfers are permitted per statement cycle.
Conversion to a transaction account or account closure may be required if transaction limitations are violated. Fees may reduce earnings.


 

IOLTA & RAHF Checking

 

Average Daily
Balance
 

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$25.00 1.00% $1.00

  

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open account is $1.00 and minimum average daily balance to obtain Annual Percentage Yield is $25.00.
Fees could reduce earnings.

 

 

Business Checking Earnings Credit

Leverage your checking account balances to reduce or eliminate service charges. 

 

Average Daily
Balance
 

Interest Rate 

Minimum Deposit
to Open

$25.00 0.40% N/A

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
An average daily balance of $25.00 is required to earn this credit.


 

Business Rate Checking

 

Average Daily Balance

Annual Percentage
Yield (APY) 

Minimum Deposit
to Open

$1,000,000 or more 0.20% $1.00
$500,000 - $999,999.99 0.15% $1.00
$250,000 - $499,999.99 0.10% $1.00
$25.00 - $249,999.99 0.05% $1.00

 

Effective as of July 26, 2017

Rates are subject to change without notice and may change after account opening.
Minimum deposit to open account is $1.00 and minimum average daily balance to obtain Annual Percentage Yield is $25.00.
A $10.00 monthly maintenance service charge applies. Check paid fee is $0.16 per item.
Deposits and items deposited fee is $0.12 per item. Fees may reduce earnings.